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New York National Bank offers a choice of loan products for various credit needs. To see details about these products, just click below:
Personal Installment Loans
| Personal Loans are available for a wide range of needs including debt consolidation, school tuition, vacations, home improvements, and other major purchases. The loans are made from $2,000 to $25,000 and have terms of one to five years. Loans with automatic account debits have a lower rate. |
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Auto loans are available for both new and used cars. Loans are available for up to five years on new cars and used cars for up to four years. Lower rates are available if payments are deducted from a New York National Bank account, but coupon book payments are available as an alternative. |
Personal Line of Credit with Cash Reserve
| Advance Checking is a reusable line of credit with a fixed interest rate attached to a Checking Account. It provides immediate access to the credit line whenever sufficient funds are not in the Checking Account. It can be used intentionally to access credit and it is also available to cover an accidental overdraft. Depending on your credit needs and credit history, Advance Checking may be available for lines of $2,000 to $25,000. Contact your branch representatives for more information or an application. |
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New York National Bank provides conventional, fixed and adjustable rate home mortgages for 15 to 30 years. Mortgages are available for single-family homes, condominiums and cooperatives as well as two to four-family homes.
Rates vary depending on the amount and the term. Our Mortgage Calculator will help calculate the monthly payments of a given loan. Click here to go to the Mortgage Calculator.
Call or visit a branch to get further information or an application.
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Home Equity Lines of Credit (HELOCs)
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If you are interested in a Home Equity Line of Credit, please call our affiliate bank, Hudson Valley Bank, at (914) 768-6939 for additional information and/or an application.
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